The problems with passwords have already been well documented, and the main problem with static biometrics ("something you are": fingerprints, retina patterns, etc.) is that they can't be changed.
A steady drumbeat of high visibility security breaches caused by insecure passwords continuously demonstrate the fallibility of inadequate password management.
By October 1, 2015, the majority of U.S. businesses must transition to EMV-capable technologies or become newly liable for any costs incurred from fraud using old magnetic strip technologies.
Starting with OS X 10.11 ("El Capitan") and iOS 9, Apple will introduce a two-factor authentication option that will replace the current two-step verification one.
For years now companies have been trying to come up with alternatives to passwords and passcodes that will be easier to remember (for users) and more difficult to guess or break (for criminals).
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