Phishing kits take advantage of novice fraudsters
A phishing kit targeting the Bank of America contains an interesting insight into the intellectual hierarchy involved in Internet fraud. At first glance, the phishing kit looks attractive to any fraudster – it is straightforward to deploy on any web server that supports PHP, and a single configuration file makes it easy to specify an electronic mail address to receive captured financial details. In addition to requesting the credit card numbers and bank account details, a second form on the phishing site asks for the victim's SiteKey challenge questions and answers, which can help a fraudster gain access to the victim's Internet banking facilities.
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