Your identity has been stolen: a 24-point recovery checklist
If you are between the ages of 18 to 29 and you live in Phoenix or Los Angeles, your chances for identity theft are higher than the national average according to the FTC. But, if you're over age thirty and you live in Somerset, Vermont (population 5), don't wipe the sweat off your brow just yet. Identity theft can occur through numerous methods, and you could be the next victim no matter where you live or your age.
Identity theft accounted for 255,000 ó or 37 percent ó of more than 686,683 complaints registered with the FTC in 2005. These figures mark the sixth year in a row where identity theft has topped the list of complaints filed with this agency. The most commonly reported form of identity theft was credit card fraud, followed by phone or utilities fraud, and bank (electronic funds transfer) and employment fraud.
[ Read more ]